Legal & Compliance - Rihlat Muzdahira

General disclaimer (Financial Services and Risk)

Past performance of any investment is not necessarily a guide to future performance.
The value of investments may go down as well as up.
This disclosure does not constitute financial advice. Investors should consult with a qualified financial advisor before making any investment decisions.

Select a document for full detail. Some sections are marked [Content pending approved source document] where final wording is being aligned with your signed legal PDFs.

FAIS disclosure notice

Company and FSP details, key individuals, nature of services, and complaints orientation.

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Risk disclosure notice

General investment, capital, liquidity, and transaction risk; Shariah considerations; returns disclaimer.

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Investment structure summaries (ECPs)

High-level overviews of Asset & Vehicle, Trade & Commodities, and Property enterprise structures.

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Terms of use

Use of the website, limitation of liability, and intellectual property.

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Privacy policy (POPIA)

Data collection, use, protection, and your rights under South African privacy law.

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Complaints procedure

How to lodge a complaint, internal escalation, and the FAIS Ombud process.

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Rihlat Muzdahira Governance Framework (Summary)

Rihlat Muzdahira (Pty) Ltd maintains a robust governance framework designed to ensure transparency, accountability, and full compliance with both South African regulatory frameworks (FSCA) and Islamic finance principles.

The framework is anchored by the Board of Directors, which holds ultimate authority over strategy and policy while delegating operational oversight to five specialized committees.

Anti-Money Laundering (AML) & Customer Due Diligence (CDD) Statement

Rihlat Muzdahira (PTY) Ltd (Registration 2024/186243/07) is a professional, authorised Financial Services Provider (FSP 54971), regulated by the Financial Sector Conduct Authority (FSCA).

We are committed to the highest standards of integrity and transparency, ensuring that all our products are reviewed by an independent Shariah Supervisory Board.

CONFLICT OF INTEREST MANAGEMENT POLICY (SUMMARY)

1. Introduction and Purpose

Rihlat Muzdahira (Pty) Ltd (the "Company") is an authorised Financial Services Provider (FSP: 54971), regulated by the FSCA. As a provider of Shariah-compliant alternative investments, we uphold the highest standards of ethics, faith-based integrity, and professionalism.